Financial Planning

Simple Interest

Compound Interest

Mortgage

Equated Monthly Instalment

Certificate of Deposit

Annual Percentage Rate

Annual Effective Rate

Present Value

Future Value

Net Present Value

Inflation

Annuity

Perpetuity

Present Value of Annuity

Future value of Annuity

Fixed Deposit

Basic Growth Rate

Economy Growth Rate

# Basic Finance Formulas

The complete list of basic finance formulas to know how to manually solve the calculations. Users may download the financial formulas in PDF format to use them offline to analyze mortgage, car loan, student loan, investments, insurance, retirement or tax efficiently. The governing formulas of each finance functions are also available with corresponding calculators to help learners or students to know what formula is being used to find the time value of money in the respective calculations. These financial formulas of simple interest, compound interest, mortgage, car loan, EMI, certificate of deposit, term deposit, APR, AER, present value (PV), future value (FV), NPV, loan eligibility, loan payoff, loan refinance, annuity, perpetuity, present value of annuity (PVA), future value of annuity (FVA), fixed deposit, recurring deposit, growth rate, tax & inflation help learners, students, teachers or professionals to learn, teach, know or practice such calculations manually.